by christopher



I put the financial services genre at # 3 even though it’s rightful place should be 4th or lower. Money is a sensitive subject it’s also a very important subject. As far as revenue generation it’s certainly not ranked very well. The truth is most people don’t want to face it or hear it. Many lack the discipline to face their financial calamity which is why  8 out of 10 in america are in debt. 

The truth is most people need help with their finances. Some are willing to accept the help and some are not. From a personal perspective I have always needed help and have mishandled money numerous times. It comes down to being content with the basic necessities. 

Hollywood & the entire entertainment world has negatively impacted American society. The flash of lavishing lifestyles full of useless material. 



  1. If you have the discipline and willpower you might be able to make a sound investment. You can purchase the information that can teach you the principles and behaviors to execute. This could bring the results that can either bring you out of debt or enhance your financial lifestyle into a healthy one.

  2. If you lack the discipline and willpower it may require you to get others involved they can either guide your decisions or they may need to take full control depending on your situation or circumstances.



It’s always good to have a checking account & savings account. In the day we live in I don’t recommend having or using checks most places are not longer accepting them. Save money. 

If you’re a business owner or a home based business participant do not blow or spend your profits. You need a budget for your personal life and you need a budget for your business. Managing the profits of a business regardless if you’re in mlm, doing affiliate marketing or even CPA marketing. A business has to profit to go into business and it has to profit to stay in business. It’s not about how much you earn, bring in or profit. What matters is how much you keep. 

If you have a valid bank account or debit card you can save a little money every time you spend money. You can do so with this little simple free app called ACORNS.

If you’re concerned about your credit score a popular free resource called CREDIT KARMA can help. 

Most banking institutions have this feature available but if you don’t have a bank or prefer not to use your bank’s resources MINT is another great resource that can help you setup a budget. The mint platform also has other resources available that may be of use to you. 

It’s never too late to fix things or make things right you have to start somewhere. 




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  • May 12, 2018

    I love this information because it points out what most won’t. What you said makes sense… it’s not about how much money you make but how much you keep.

    Too many people in the online space are focused on the wrong things…material things only and not things like saving, reinvesting, paying off debt and investing… building wealth.

    I think we need more financial Literacy in the online space. Thanks for sharing Chris

    • christopher
      July 14, 2018

      yes we need a lot more practical and sound teaching absent from hype & nonsense!

  • May 15, 2018

    I certainly appreciate this info, thank you for incorporating the bible verses also. I am still learning to spend wisely even at 38 years young! I have somewhat broken the nastier cycle I was involved with before being introduced to this coaching program and continue to learn new skills as each day goes by.

    As you know I have recently been on a spiritual journey and now need to learn to add tithing to my financial management which I hope to get sorted soon, have yet to seek some guidance in this area as I am unsure of what is expected.

    I thank God for your honesty, your friendship, your leadership and bringing everything into the right perspective for all to understand.

    On the topic of financial services, I can more than likely say that I am failing at this subject as of right now but all glory to God that I am seeking the right guidance and shall soon be given the right directions/instructions for earning and giving wholeheartedly.

    It’s an absolute pleasure working with you Chris, God bless always!

    • christopher
      July 14, 2018

      thanks Darleen for the kind words. I believe that if people don’t, can’t or refuse to respect money then they don’t deserve to have any!

  • May 22, 2018

    Financial Services is a great genre to be a part of in this profession. Sadly I wish I would have stuck it out myself when I was heavily into the financial side of things. Unfortunately, I was studying my butt off trying to get my insurance and securities license, and things didn’t go according to plan. Now on the consumer side of things, I would love to get my finances in order before I get married and have children. I don’t want to go into a marriage with any prior debt. Going to college taught me a valuable lesson. If you don’t have the income to pay cash for your education or if you cannot attend school on a scholarship. Then keep your behind out of these folks institutions because debt is easy to accumulate and even harder to get rid of it seems.

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  • May 28, 2018

    The information in this blog post is very informative given its nature. Yes money definitely is a sensitive subject, just ask anybody. You need money and you can’t live without it. We will always, always need it. Being in debt is being in bondage. Debt also is demonic, it’s stress, and it’s a very sad place to be in. Bill collectors calling, struggling to make ends meet, and everything under the sun. Love the information that you cover here and it definitely makes you strive to be better. Thank you once again for explaining the financial service genre!

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  • Angela Shepherd
    October 10, 2018

    This is a wonderful topic. Yes, many people don’t like to discuss about money. I personally use Credit Karma to help with my credit .

  • Melody Gill
    May 12, 2019

    I like the way you presented this information, Chris. It is a sensitive subject that more people should get the proper education to handle their finances.

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